BUYERS

Whatever your real estate needs may be now and in the future, and regardless of whether you are a first time home buyer or an experienced investor, the First Mountain team offers you expertise in the sale of single- and multi-family properties.

There are literally hundreds of tasks that must be completed correctly for a property to close.  These tasks have to be completed by the REALTOR, mortgage rep or bank, attorney, surveyor, title company, home inspector, appraiser, contractors, municipal and state fire inspectors,  and client, just to name a few.  How do you make sure all this gets done?  That's where we come in.  We will coordinate all the tasks necessary for a successful sale after we assist you in finding the perfect property.

The members of First Mountain work on what is called the "Team Concept"  The "Team Concept" is quite different from your traditional brokerage where the most experienced person in the company, the owner, simply manages other agents and is not involved in the details of each sale.  In the "Team Concept"  the broker works directly with most clients supported by a team of administrative experts.  In our case we have a fantastic staff of three. 

The first step in the buying process is to schedule a Buyer's Counseling Session.  We will spend an hour or more with you just going over the entire purchasing process.  We have found that the stress of purchasing is greatly reduced when clients know exactly what and when events will occur.  With our concept you get the benefit of working directly with the most experienced REALTOR in the company.

The next step is to contact a mortgage company or bank and get pre-qualified for a mortgage.  In a market like this, your offer will not be considered without a written qualification.  The mortgage company or bank should run your credit prior prior to issuing a qualification.  To find out more about credit read Credit The Basics and 5 Steps To Credit Repair.  We can recommend local reputable lenders.  Here is a hint when working with lenders:  Don't worry about the interest rate.  Remember, if the lender can't close the loan the rate did not matter! Once you have the qualification we can begin searching for your ideal property.

We have accumulated hundreds of articles on the home buying process.  Most are available in Adobe Acrobat pdf format in our  library section.  We would be happy to send you the complete Buyer's Package which includes all the information you need to get started.  Because it includes dozens of articles it is not available by e-mail.  Call our office and we can have it delivered right to your door.  For an overall view of the home buying process you can also read REALTOR.com's Buyer's Guide.